Motorcycle Insurance

If you’re a motorcycle driver in Washington, there’s a piece of vital information you should know regarding motorcycle insurance. Washington passed a law on July 28, 2019, requiring all motorcycle drivers to have liability coverage. As a motorcycle driver, you’re not exempt from the state’s mandatory liability coverage requirements.

What’s Motorcycle Insurance, and How Does It Work?

Motorcycle Insurance works pretty much the same as auto insurance. The only difference is that it specifically applies to motorcycles, cruisers, sports bikes, mopeds, and similar vehicles. Your motorcycle insurance policy exists to protect you financially in the event of an accident and covers injuries to you and damage to your bike.

At the minimum, you must have liability coverage which covers the cost of property damage or injuries to someone else while on your bike in an at-fault accident.

Which Coverage Is Right for You?

Besides mandatory liability coverage, many other motorcycle insurance options work to protect you, your motorcycle, and others on the road. Knowing all your options is crucial to get sufficient coverage that benefits you. The primary coverage options to consider include the following:

• Liability coverage
• Collision coverage
• Comprehensive coverage
• Personal injury protection
• Uninsured/Underinsured motorist coverage

You can also get coverage for your accessories, whether your helmet, special electronic equipment, or other bike components. It can be challenging trying to figure out the best motorcycle insurance coverage for you, but it can easily be done with the help of experts at Spokane Valley Insurance.

Find the Best Motorcycle Insurance for Your Needs Today

Hitting the open road on your motorcycle will be fun and freeing when you have peace of mind. It’s always good to know you have the coverage you need in case of an accident. You can take the first steps to get the coverage you need that meets the state’s minimum requirements by contacting us.

At Spokane Valley Insurance, we always look forward to your visits or calls, and you should feel free to ask for a free, no-obligation quote anytime. So, get in touch with us today!