Home Insurance

Your home is as individual as you are. It’s your place, your castle. It’s your heart and the heart of your family. You want to protect your home and yourself. When things happen to your home, you want to be able to fix what’s wrong and build it back better than it was before. Spokane Valley Insurance can help.

While no one can permanently protect you against disaster, homeowner’s insurance ensures you can rebuild by reimbursing you for financial damage in case something unexpected happens to you. Because your home is likely among your most significant investments, home disasters can be ruinous.

• Damage caused by most disasters is covered by homeowner’s insurance, except for flood and earthquake damage. Poor maintenance is a common cause of home damage, and damage related to poor maintenance is the homeowner’s responsibility.
• Fire is the most common cause of damage to a home. If your home is damaged or destroyed by fire, repair and replacement can be two of the most expensive and difficult things you can do.
• Homeowner’s insurance can help with liability if a guest in your home is injured. Medical expenses are second only to housing expenses in cost and effect.

When looking at homeowner insurance, you will need to have some conversations. A thorough inspection will be costly but can save you unexpected expenses.

Ask your agent if your insurance company has a reputation for good customer service. A pleasant experience will make this vital relationship easier to maintain.

Spokane Valley Insurance can help you answer these questions and more. Our experienced agents can help make buying insurance a more effortless and happier experience for you and your family. We serve Washington, Oregon, and Idaho.

Our Washington-based insurance agency is here for you. Call, click, or come in for a quote and discuss your family’s needs with us.