Commercial Insurance

Owning a business within Washington has risks, with numerous companies facing legal woes due to errors and everyday malpractices. Fortunately, Spokane Valley Insurance is an expert in this sector, providing coverage options for multiple needs. Below, we break down commercial policies that will benefit your company.

Commercial Auto Coverage

Commercial auto insurance keeps you and your employees safe when you get into an accident. It pays for damages when vehicles registered in your company name are involved in an accident, making it possible to pay for repairs and replacement costs based on the ensuing expenses.

General Liability Coverage

General liability coverage protects your business when your customers get injured at your premises. It takes care of medical costs incurred due to injuries and legal fees when your company is sued. In addition, it also covers advertising injury related to claims such as libel and infringement.

Workers' Compensation

Workers' compensation reimburses you when you incur employee injury expenses. Companies with more than one employee are often mandated to have this policy, allowing you to take care of hospital bills, legal fees, and damages awarded.

Cyber Insurance

Cyber threats cause significant damage to companies when they occur, which is why getting cyber coverage will be worth your while. This policy covers losses incurred during data breaches, such as monitoring costs, legal fees, and customer notifications.

Property Insurance

Property insurance takes care of your buildings and contents within your workplace. If a covered peril such as a fire, hail, theft, or vandalism occurs, this policy will pay for repairing your premises. It will also compensate you for lost income, allowing you to recover quickly.

Errors and Omissions Insurance

Errors and omissions insurance helps protect companies dealing with expert services. This is due to the frequent liability claims they are likely to incur. Businesses that benefit from this cover include law firms, accounting firms, real estate professionals, and financial experts.

Contact Spokane Valley Insurance today for more information about commercial insurance within Washington. Our agents can help create a tailor-made policy based on your business needs.